As of July 1, 2023: Mass HAF is no longer accepting new applications.
The Massachusetts Homeowner Assistance Fund (Mass HAF) was funded by the American Rescue Plan Act (ARPA) to help
Massachusetts homeowners impacted by COVID-19.The program is no longer accepting applications. Other resources for Massachusetts homeowners who are behind in their mortgage
payments are included below.
Program Information
The program is now closed.
For questions on applications submitted before July 1st, 2023, you can email MassHAF@mhp.net or call the call center at (833) 270-2953, Monday-Friday, 10:00 a.m-8:00 p.m. (interpreter services are available). For more information about homeowners served by the program, please visit https://www.mass.gov/info-details/homeowner-assistance-fund-haf
For questions on applications submitted before July 1st, 2023, you can email MassHAF@mhp.net or call the call center at (833) 270-2953, Monday-Friday, 10:00 a.m-8:00 p.m. (interpreter services are available). For more information about homeowners served by the program, please visit https://www.mass.gov/info-details/homeowner-assistance-fund-haf
If your foreclosure is scheduled in the next 7 days, you should reach out to the Massachusetts Division of Banks (DOB)
to request assistance in preventing your foreclosure. Click here to find out how to contact the DOB.
Additional Housing-Related Resources for Homeowners who are having difficulty paying their mortgage
- If your foreclosure is scheduled in the next 7 days, you should reach out to the Massachusetts Division of Banks (DOB) to request assistance in preventing your foreclosure. Click here to find out how to contact the DOB.
- Beginning on July 1, 2023, the state-funded Residential Assistance for Families in Transition (RAFT) program became available to low-income homeowners who are at risk of foreclosure. Eligible homeowners may apply for RAFT through the Emergency Housing Payment Assistance Portal.
- To find a HUD-Approved Housing Counseling Agency in Massachusetts, click here
- To Apply for Rental Assistance, click here
- For information about Utility Assistance, click here
- For Legal Assistance Available in Massachusetts, click here
- For Language Assistance, click here
Mental Health Resources
- If you or someone you know is experiencing a mental health crisis and/or suicidal thoughts, please call or text 988, which is the national suicide and crisis number. The 988 Suicide & Crisis Lifeline is available 24 hours a day, 7 days a week. You can also access the chat feature on the website: https://988lifeline.org/contact-the-lifeline/
- If you are looking for qualified professionals for mental health assessments and/or mental health referrals, please contact the Massachusetts Behavioral Health Helpline by calling or texting 833-773-2445 (BHHL). The helpline is available 24 hours a day, 7 days a week. You can also access the chat feature on the website: https://www.masshelpline.com/contact/#